Health System
Luxembourg has one of the best state-funded healthcare systems in Europe. The system is based on three fundamental principles: compulsory health insurance, free choice of provider for patients and compulsory provider compliance with the fixed set of fees for services.
The health service, overseen by Luxembourg's Union of Sickness Funds, ensures high quality, free and subsidised healthcare is available to all citizens and registered long-term residents. The state system covers the majority of treatments provided by GPs and specialists as well as laboratory tests, pregnancy, childbirth, rehabilitation, prescriptions and hospitalisation. The patient initially has to pay for the medical fees and then submit the receipts for a reimbursement, which varies from 80 to 100 percent.
Vulnerable groups are not obliged to pay any charges and students, unemployed and children are covered up until the age of 27. Dental and optical treatment also qualify for reimbursement, but some services must be pre-approved.